Are you looking for insurance advice in Basel that looks at your policies, your employer's group contracts and the statutory benefits together – instead of selling each cover on its own? Then you are in the right place.
Our advisors at Barfüsserplatz 3 work independently of insurance companies. We first review what you already have, and only then talk about changes.
Basel is a special case: large employers with strong group solutions, a change of canton a few tram stops away, and a labour market spanning three national borders. That changes every coverage question.
Whether health insurance, household contents and liability, disability, life, or the protection of your business – we meet you where you stand today.
In person in the heart of Basel – or online, whichever you prefer.

Providing a few brief details will help us to optimally prepare your request.
tailor-made. holistic. for you. – this promise shapes our daily work. Our insurance advice in Basel begins with listening and ends with an overview that you decide on yourself. Three principles carry it:
Many Basel employers offer strong group solutions for accident, daily sickness benefits and death. Anyone who buys the same cover again privately pays twice. We lay both sides side by side – and check what remains when you change jobs.
A few kilometres decide between two cantons here – each with its own health insurance premium regions and its own cantonal building insurance. Before a move across the cantonal border, we check which contracts travel with you and which do not.
We don't represent an insurance company, we represent you. You pay for the analysis and the recommendation; any commissions are disclosed. We compare conditions – not just premiums.
Basel brings together constellations that hardly exist elsewhere: international corporations, a dense network of trades, two half-cantons, and a labour market reaching across the borders to Germany and France. Our advice is for everyone who wants to turn that into clear protection – with insurance and health insurance, retirement provision and taxes as parts of the same calculation.
You will find an overview of all locations on our page Insurance Advice Switzerland.
A good salary does not mean there are no gaps: salary components above the statutory accident insurance ceiling are no longer covered by law, and the group contract ends when you change employer. We work through what that means for your family.
If you live in Germany or France and work in Basel, you have particular options in health insurance – with deadlines you can only use once. We assess your starting position and support you with the registration.
Deductible, insurance model, supplementary cover for the children, household contents when you move, liability for the household: we go through the decisions with you instead of selling you a package.
From the studio in the city centre to the workshop in Baselland: business liability, property and business interruption cover, daily sickness benefits and the pension fund affiliation belong in one view – together with your private protection.
We handle questions such as these on a daily basis. Is yours missing? Just fill in the form at the top of this page – we will get back to you.
You will find us at Barfüsserplatz 3, 4051 Basel; the entrance is on Falknerstrasse 37. That puts us in the middle of the city centre, easy to reach by tram from both Basel half-cantons. Appointments are also possible by video.
The initial consultation is free of charge and non-binding. After that we work on a fee basis – as a flat rate for a defined mandate or at an hourly rate. You know the scope before we begin.
Both describe the same role: we don't represent an insurance company, we represent you. We compare offers from several providers, explain the conditions, and remain your point of contact after the contract is signed – including in the event of a claim.
Yes. Health insurance is calculated using cantonal premium regions, and in both half-cantons the building insurance runs through the respective cantonal institution. Before a move across the cantonal border we therefore review your contracts in advance.
Yes, this is a frequent case in Basel. Cross-border commuters have particular options and deadlines in health insurance. We clarify what applies in your constellation and bring in specialists for cross-border questions.
Yes. Part of our team advises in English – in Basel many internationally active clients ask for it. Just mention it briefly when you get in touch.
smzh ag stands for independent, comprehensive, and tailored financial solutions that are accessible to everyone. Regular personal interaction with our clients is especially important to us, as it allows us to truly understand their goals and wishes, which are always at the heart of our considerations. We are fully committed to finding the optimal solution for your current circumstances and for whatever the future may bring.

We always act responsibly – toward clients, partners, and society as a whole by taking decisions based on careful deliberation.
The requirements and objectives of our clients are at the core of our daily work.
Trust is the foundation of what we do – we guard it with utmost care, as we strive to always find the optimal solution for our clients.
We seek to find long-term and sustainable solutions for our clients.
We always strive to find innovative solutions that create added value for our clients.
Our principle of independence allows us to always act in the interest of our clients.
Fill in the form at the top of this page or give us a call – free and without obligation. We look forward to meeting you.
