The calculator estimates the one-off tax on your capital payout from the 2nd pillar or pillar 3a. You enter the capital, your age at payout and your tax basis, and you see the tax, the tax rate and the net capital.
The "Tiering" tab shows staggered withdrawal.
Enter the capital you want paid out and your age at payout.
Choose your place of residence, marital status, religious denomination, children, gender and year of birth.
The calculator shows the one-off capital tax, the tax rate and the net capital. The tabs "Tiering" and "Next steps" take you further.
Assumptions: single, no religious denomination, residing in 8000 Zurich, no children, year of birth 1980, payout at age 65. Only the capital changes. The figures come from the calculator above and are guide values.
The calculator estimates the tax based on your details. It replaces neither the assessment by the tax authority nor tax law advice.
In the example, the capital doubles from CHF 100'000 to CHF 200'000, but the tax rises from CHF 4'817 to CHF 11'141, and the tax rate from 4.82% to 5.57%. Larger amounts are therefore taxed at a higher rate. Whether a staggered payout is an option for you, you can see in the "Tiering" tab.
More on taxation on capital withdrawal. How pillar 3a contributions affect your taxes is shown on our page on the tax benefits of pillar 3a.
On withdrawal, pension capital is taxed separately from your other income, once, in the year of payout. The amount depends on place of residence, marital status and capital amount. For your situation, use the calculator.
The calculator estimates the tax on capital payouts from the 2nd pillar (pension fund) and pillar 3a.
You enter the capital and your age at payout, plus place of residence, marital status, religious denomination, children, gender and year of birth.
The calculator gives a guide value based on the details you enter. The tax authority sets the actual tax in the assessment.
We look at your pension provision as a whole and show possible paths, for example with the pension analysis. The first conversation is always free of charge and without obligation.
Our advisors help you put your result into context. The first conversation is always free of charge and without obligation.
These pages help you plan further. You will find all financial calculators in the calculator overview.
How pension capital is taxed on withdrawal.
How pillar 3a contributions affect your taxes.
Estimate your tax burden.
Plan early, relax later.
Discuss your result in a non-binding conversation. We look forward to it.
As of 08.10.2026. The calculator provides guide values and does not replace tax law advice. The examples come from the calculator with the stated assumptions.