The content of this page is intended for general orientation and does not replace individual tax advice in a specific case. What applies are the provisions of your municipality and canton in force in the relevant tax year.
Are you looking for a tax advisor in Lucerne who can also handle irregular income – and not just the textbook case? Then you are in the right place.
Our tax specialists at Schwanenplatz 3 review your deductions, make sense of your pension provision, and calculate with your Lucerne municipality of residence.
Central Switzerland is varied for tax: within the canton of Lucerne the municipalities differ, and the neighbouring cantons are only a short drive away. Anyone earning seasonally or self-employed also needs planning that can absorb the swings.
We work independently and on a fee basis – in person at Schwanenplatz or entirely digitally.
The content of this page is intended for general orientation and does not replace individual tax advice in a specific case. What applies are the provisions of your municipality and canton in force in the relevant tax year.
Providing a few brief details will help us to optimally prepare your request.
tailor-made. comprehensive. for you. – that promise shapes our tax advice too. We start with your situation, not with the form. Three principles carry it:
Seasonal work, changing hours, tips, peaks in orders: not every income arrives twelve times the same. We declare the pattern correctly and plan pension buy-ins for the moment when they actually have a tax effect.
There are noticeable differences between the city of Lucerne and the rural municipalities, and the neighbouring Central Swiss cantons come on top of that. For capital withdrawals and pillar 3a buy-ins we calculate with your municipality, not with an average.
Anyone self-employed has no automatic second pillar – but a considerably higher deduction in pillar 3a. We show what is permissible in your case and how it fits your business's liquidity.
Lucerne lives on tourism, hospitality, trades and a broad network of small and medium-sized businesses – plus commuters heading towards Zug and Zurich. Our tax advice is for everyone who wants to turn that into clarity – embedded in taxes, retirement provision and mortgages. You will find an overview of all our locations on our Tax advice Switzerland page.
Several employers in one year, seasonal posts, changing hours: that means several salary statements and deductions that are easily missed. We bring it all together and check the gaps in your pension provision.
We separate private and business accounting, align salary and dividends, and structure your pension provision – with an eye on how much liquidity has to stay in the business.
Child and childcare deductions, imputed rental value, property maintenance: where you live has a say in how much of that takes effect. We calculate with your municipality and document the receipts properly.
Working in Zug or Zurich, living in Lucerne: you are taxed where you live. We apply the travel cost deductions correctly and set out the full calculation of a change of residence.
We deal with these and many other questions every day. Is yours missing? Just fill in the form at the top of this page – we will get back to you.
You will find us at Schwanenplatz 3, 6004 Lucerne – centrally located and a few minutes' walk from Lucerne railway station. Appointments by video are possible too.
For a standard tax return we work with flat fees – currently from CHF 132.00 for a single person; you will find the remaining flat fees on our Taxes page. If you are self-employed or had several employers, we name the range before we start. The initial consultation is free.
You declare all salary statements together; it is your total income that is taxed. This is exactly where the most common mistakes arise – missing statements, deductions entered twice, or forgotten vested benefits from an employment that ended. We bring it all together and check for completeness.
Often yes, because the deduction applies in the year of payment – and in a year with high income it has more effect than in a weak one. How much more depends on your marginal tax rate and your municipality. We calculate it before the payment, not after.
Yes. The tax burden differs from municipality to municipality within the canton of Lucerne, and the neighbouring Central Swiss cantons are close by. For capital withdrawals, pillar 3a buy-ins and home ownership we therefore calculate with your actual municipality.
No. You can visit us at Schwanenplatz or run the advisory process entirely by video – many people combine the two. We exchange documents digitally; in substance nothing differs.
smzh ag stands for independent, comprehensive, and tailored financial solutions that are accessible to everyone. Regular personal interaction with our clients is especially important to us. This is the only way for us to truly understand their goals and wishes, which are always at the center of our considerations. We are fully committed to finding the optimal solution for both your current life situation and any future needs.
We always act responsibly – towards our clients, our partners and society – by applying the greatest care to every decision.
The needs and goals of our clients are at the center of our daily work.
Trust is the foundation of our work – we protect it with the greatest care by always finding the best solutions for our clients.
Long-term, sustainable solutions for our clients.
We continually strive to develop innovative solutions that deliver real added value for our clients.
Our principle of independence allows us to always act in our clients' interests.
Fill in the form at the top of this page or give us a call – free and without obligation. We look forward to meeting you.
