Are you looking for financial advice in Basel that thinks about your bonus, your equity plan, your pension provision and your tax together – instead of each topic on its own? Then you are in the right place.
Our advisors at Barfüsserplatz 3 work independently of banks and insurers. We first review what you already have, and then calculate concretely.
Basel is a special case: variable salaries from the life sciences industry, a change of canton after just a few tram stops, and a labour market spanning three national borders. That changes every calculation.
Whether you are building wealth, buying property, planning retirement or want a holistic strategy – we meet you where you stand today.
In person in the middle of central Basel – or online, exactly as you prefer.
Providing a few brief details will help us to optimally prepare your request.
tailor-made. comprehensive. for you. – that promise shapes our daily work. Our financial advice in Basel begins with listening and ends with a plan that you decide on yourself. Three principles carry it:
Bonuses, share and option plans shape many Basel salary statements. We plan with your base salary and treat the variable part as what it is: not guaranteed, taxed on its own terms, and rarely invested optimally.
A few kilometres decide between two tax systems here. Where you live, where you work and a possible move across the cantonal border therefore belong in every plan – we calculate both options.
We do not sell products and are tied to no provider. You pay for analysis and recommendation; any retrocessions are disclosed and passed on to you.
Basel brings together constellations that barely exist elsewhere: international corporations, a dense network of small businesses, two half-cantons and a labour market reaching across the borders into Germany and France. Our financial advice is for everyone who wants to turn that into a clear plan – with retirement provision, investments, mortgages and taxes as parts of the same calculation.
You will find an overview of all our locations on our Financial advice Switzerland page.
A good salary with variable components does not look after itself. We make sense of bonuses, equity plans and vesting dates, prevent concentration risk in your own employer, and plan the tax burden in advance.
Living and working in different countries makes pension provision, insurance and tax demanding. We explain the Swiss system, set out the interfaces – and bring in specialists where needed.
Living in the city or out in Baselland is a financial decision too: tax, rents, purchase prices and commuting costs are connected. We work through the options before you sign.
From the studio in the city centre to the business out in Baselland: we align private and business finances, secure liquidity and build pension provision that holds up in leaner years too.
We deal with these and many other questions every day. Is yours missing? Just fill in the form at the top of this page – we will get back to you.
You will find us at Barfüsserplatz 3, 4051 Basel; the entrance is on Falknerstrasse 37. That puts us in the middle of the city centre, easy to reach by tram from both Basels. Appointments by video are possible too.
The initial consultation is free and without obligation. After that we work on a fee basis – as a flat fee for a defined engagement or at an hourly rate. You know the range before we begin; we earn nothing on the product.
We plan your budget on your base salary and treat variable components separately: when does what fall due, how is it taxed, and how large is the concentration risk in your own employer? From that follows what is sensibly held, sold or invested differently.
Yes. The two half-cantons have their own tax regimes and deductions, and differences between municipalities come on top of that. For home ownership, capital withdrawals and pillar 3a buy-ins this can matter – we calculate with your actual municipality.
Yes, in Basel that is a frequent case. We show how Swiss pension provision, insurance and withholding tax interact with your situation in your country of residence, and bring in specialists for cross-border tax questions.
Yes. Part of our team advises in English – in Basel many internationally active clients ask for it. Just mention it briefly in your request.
smzh ag stands for independent, comprehensive, and tailored financial solutions that are accessible to everyone. Regular personal interaction with our clients is especially important to us. This is the only way for us to truly understand their goals and wishes, which are always at the center of our considerations. We are fully committed to finding the optimal solution for both your current life situation and any future needs.
We always act responsibly – towards our clients, our partners and society – by applying the greatest care to every decision.
The needs and goals of our clients are at the center of our daily work.
Trust is the foundation of our work – we protect it with the greatest care by always finding the best solutions for our clients.
Long-term, sustainable solutions for our clients.
We continually strive to develop innovative solutions that deliver real added value for our clients.
Our principle of independence allows us to always act in our clients' interests.
Fill in the form at the top of this page or give us a call – free and without obligation. We look forward to meeting you.
