The budget calculator sets your income against your expenses. It shows what is left over or missing at the end, and if you wish it makes a budget suggestion.
The result shows total expenses, net household income and the surplus.
Choose your household type and enter your gross income, annual or monthly.
Enter your expenses by category or have a budget suggestion created.
The calculator shows your total expenses and the surplus of income or expenses. A surplus of income is your savings potential.
Assumptions: single, no children, gross income CHF 100'000 (net CHF 89'910) per year. The budget suggestion comes from the budget calculator above. It is a guide value and no substitute for your own figures.
In the example, the suggested expenses exceed net income by CHF 1'609. A standard budget does not fit every situation: replace the guide values with your own figures.
A surplus of income shows how much is left after all expenses. To see how a savings amount grows over time, use the savings calculator. To learn how to build a budget step by step, read our guide to budget planning.
To estimate how much of your income goes to taxes, use the tax calculator.
Set your income against your expenses. In the calculator, you enter your income and assign your expenses to six categories: taxes, housing, insurance and provision, health costs, mobility and communication, and consumption and leisure. What is left over is your savings potential.
All regular income and expenses, including those that arise only once a year, for example taxes or insurance premiums. Convert them to a yearly or monthly amount.
Based on household type and number of children, the calculator suggests guide values for each expense category. Check the values and adjust them to your situation.
The surplus of income in the result shows how much is left after all expenses. To see how a savings amount grows, use the savings calculator.
We look at your budget, pension provision and goals together and show possible paths. The first conversation is always free of charge and without obligation.
Our advisors help you put your result into context. The first conversation is always free of charge and without obligation.
These pages help you plan further. You will find all financial calculators in the calculator overview.
Work out your savings goal and compound interest.
How to build a budget step by step.
Estimate your tax burden.
How pillar 3a contributions affect your taxes.
Discuss your result in a non-binding conversation. We look forward to it.
As of 05.10.2026. The budget calculator provides guide values and does not replace advice. The figures in the example come from the calculator.