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You receive a tailored quote showing your savings options, free of charge.
smzh ag stands for independent, comprehensive and tailored financial solutions that are accessible to everyone. What matters most to us is regular personal contact with our clients. That is the only way we get to know their goals and wishes, and those are always at the centre of our thinking. We do everything we can to find the best solution for their current stage of life and for every stage to come.
Deadlines, the process and the pitfalls when switching your basic insurance.
How the deductible levels work and at what level of health costs each one pays off.
What the cost-saving models restrict and how the model discount differs by insurer.
Eligibility, the amount and the procedure – and why the cantons regulate this differently.
Supplementary insurance carries no duty to accept – which is why the order matters.
The six levers that determine your premium – from the deductible to accident cover.