On her daughter's recommendation, Sonja Perez came to smzh in 2022 and has been a loyal client ever since.
Midlife brings with it new questions: What do I truly own? What arrangements do I need to make? What will I leave behind? It wasn’t individual decisions, but rather the sheer complexity of all these topics at once that overwhelmed her. smzh not only took work off her hands but also gave her peace of mind.
Sonja found herself at a stage of life characterized by a multitude of simultaneous issues: administrative, legal, financial, and organizational questions arose all at once. At times, she felt overwhelmed and worried about making mistakes.
She approached smzh on the recommendation of her daughter, who was already a client of smzh.
smzh assumed the comprehensive coordination, structuring, and implementation of all open topics – with a clear, gradual approach:
The key for Sonja was that she no longer needed to struggle with countless documents all by herself. She had found someone who kept an overview.
The biggest outcome for Sonja was not an individual result, but the tremendous relief. She was able to sleep again, had clarity, and knew that her topics were handled professionally.
smzh not only took work off her shoulders, but also gave her a sense of security. A sense of security that was priceless at this particular stage of life.
Whether you are starting your career, establishing a family, buying real estate, creating wealth, or entering retirement – we provide clarity about the status quo, help define goals, and show you how to achieve these goals in a tax-optimized way.
Our check-up is a process. We guide you step by step – in the event of adjustments, changes in life, and new projects.
Marriage doesn't just change your relationship status.
Our marriage compass provides guidance and know-how on finances, retirement provision, and legal certainty. For all who wish to plan their joint future consciously and securely.
Matrimonial property regimes in Switzerland in brief.
Learn how participation in acquired property, community of property, and separation of property impact your wealth and define what regime is most suitable for you.
Adult protection law – you decide no matter the circumstances.
Learn how an advance directive helps you ensure that your personal and financial matters are handled in your best interest come what may.
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Michelle had no structured overview of her finances. Insurance, pension and mortgage ran in parallel without coordination. Her goal: reduce costs and build a long-term strategy.
Simon wanted to buy property in Switzerland but didn't fully grasp the complexity of the system. A previous bad experience had shaken his trust in the industry – until he came upon smzh.
Simon had no household contents insurance and held a pillar 3a exclusively through his bank. He was largely unaware of the differences between a bank-based and an insurance-based third pillar solution. A previous encounter with another financial advisor had left a bad aftertaste – aggressive sales tactics with no genuine interest in his needs.
Anton wanted to know if his insurance portfolio was well set up. smzh's answer was clear and unexpected: yes, it was. That honesty was the start of a relationship that now covers his entire family.
Kai relocated from Germany to Switzerland and faced a system he didn't know. No frame of reference, no orientation. smzh guided him step by step into Swiss standards.
