28-year-old Simon Egli, smzh client since 2025, neither had a household contents insurance, nor did he know the difference between a third pillar solution at a bank and one at an insurance. smzh provided clarity – no pressure, with patience, and at eye level.
Simon had no household contents insurance and held a 3a account at a bank. He was not familiar with the difference between a 3a solution at a bank and an insurance. An earlier encounter with another provider had left a bad impression, as that provider did not respond to his requirements.
Simon got to know smzh because his girlfriend won a financial check-up at an Art on Ice event. This first meeting ultimately led to a structured advisory process.
Three clearly structured consultations steered Simon to the right solution, step by step:
Simon emphasizes the fact that everything was explained patiently even during the third consultation – without pressure and without forcing him into a solution.
Today, Simon has a suitable household contents insurance policy as well as a pillar 3a solution that is aligned with his situation. He knows the differences between the various products and takes informed decisions.
Thanks to his experience, Simon is happy to recommend smzh to others. According to him, smzh provides professional advice for everyone seeking clarity in terms of insurance and retirement provision.
In Switzerland, four key insurance types protect against financial risks: personal liability, household contents, legal protection, and building insurance. Depending on the situation and canton, some are mandatory and others are optional. The goal is to ensure comprehensive protection in everyday life.
Learn why voluntary retirement savings are indispensable and pillar 3a provides a tax-advantaged way to save. Moreover, we explain practical steps to analyze your financial situation and determine savings targets and show you how to take account of key diversification aspects and risk assessment.
(in German)
"I got married but ensured my retirement provision myself anyway." Alf on retirement planning in self-employment.
(in German)
By providing a few brief details, you help us prepare optimally for your request.
Mortgage extension | Pillar 3a | Insurance | Estate planning
Property purchase | Pillar 3a | Pillar 3b | Taxation of owner-occupied real estate
Voluntary insurance | Pillar 3a | Self-employment
Estate planning | Property and inheritance law | Passing down real estate
Relocation to Switzerland | Pillar 3a | Mandatory insurance
