A long-term investment strategy starts with a clear picture of the financial starting point. Budget planning provides that picture.

The smzh Holistic Wealth Advice brings structure to your financial world – and shows how your assets interact to enable sound investment decisions.

The risk profile aligns your personal risk tolerance with your financial capacity – laying the foundation for a tailored investment strategy.

The investment strategy translates your goals, risk tolerance, and investment horizon into a clear plan – forming the basis for sustainable investment success.

Whether advisory or discretionary – we implement your investment strategy in a structured way and tailor it to your needs, goals, and desired level of involvement.

Through continuous monitoring and targeted adjustments, we ensure that your portfolio remains aligned with your risk profile – so your investment goals are achieved in the long term.