Home ownership has a direct impact on your tax burden. Both owning and selling real estate are subject to taxation. Early planning is essential to take advantage of benefits and avoid unexpected liabilities.
Imputed rental value is taxed as income. This value is subject to a cantonal assessment and represents the estimated rental value of a property.
Spending on energy-efficient improvements benefits from tax-favorable treatment.
Inheritances, gifts and real estate as part of an estate are often subject to special tax rules.
When selling real estate, a potential financial gain is subject to tax. The exact amount varies by canton and by ownership period.
Examining the imputed rental value and possible deductions.
Assessing the tax implications of your mortgage.
Identifying tax-deductible renovation and maintenance costs.
Planning value-preserving renovations or energy-efficient upgrades to maximize deductions.
Examining whether switching mortgage may offer tax benefits.
Adjusting your mortgage strategy to minimize the tax burden.
Analyzing real estate gains tax: Amount potentially due and possible reductions thanks to tax-deductible investments.
Using regulations to defer taxes due to replacement purchases.
Support in calculating the taxable gain.
Advice related to tax-efficient investments in a property.
Integrating real estate in your long-term tax and wealth planning.
Saving taxes with residential property: Maintaining one's property smartly offers multiple tax benefits. Permissible deductions range from maintentance costs to insurance premiums.
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Tap your tax options as a homeowner – smzh is by your side:
Imputed rental value is the estimated rental value of your property that is taxed as income. The exact amount taxed depends on the canton.
Mortgage rates as well as value-preserving renovations and maintenance costs can be deducted from tax. Energy-efficient renovations are often treated favorably as well.
Real estate gains tax depends on the profit resulting from the sale of real estate and the ownership period. Longer ownership periods can reduce the tax burden.
Yes, you can, through deductible investments, tax deferrals in case of replacement purchases, or the use of cantonal regulations.
Planning makes sense both when purchasing real estate and ahead of more substantial investments or a planned sale. In any case, it makes it possible to benefit from tax advantages.