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Tax optimization 2025: Maximizing your savings

Our expert service: Our tax experts analyze your individual situation, identify optimization potential, and support you in properly completing your tax report.

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The basics

Targeted tax planning is essential to reduce your annual tax burden. Early planning and optimization of your tax report make it possible to apply all legal deductions and be well-positioned financially in the long term.

Submission deadlines

Submission deadlines vary by canton, but usually are in March and April.

Discounts

Paying your tax bill early may allow you to benefit from discounts.

Documents

Documents such as salary statement, proof of deductible items, and pension fund statement are essential for a complete tax report.

How to proceed

1. Gather all relevant documents
Make sure you have all necessary documents including salary statement, copies of medical and dental invoices you paid yourself, proof of further education costs, donations, pillar 3a contributions, pension fund statement, and proof of work-related expenses.
2. Start planning early
Check what kind of deductions are possible in your canton of residence (e.g., commuter allowances, childcare costs). Be early in making an overview of your tax-relevant expenses.
3. Pay your tax invoice early
Many cantons offer a discount if a tax invoice is settled early. Check the details on your invoice to see if your canton provides this option.
4. Optimize your taxes individually
Assess whether voluntary pension fund payments or additional contributions to your pillar 3a savings may further reduce your tax burden. Use special deductions that apply to your circumstances, e.g., for single parents or for the support of a family member.

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smzh for you

As an independent partner, smzh ag offers:

  • Analysis of your tax situation: We assess your personal circumstances and identify all possible deductions and optimization potential.
  • Completion of tax report: Our experts make sure that your tax report is complete and correct.
  • Strategic advice: We develop a long-term tax strategy to minimize your financial burden and take your goals into account.

We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.

Contact us

Deadlines vary by canton, but usually in March or April. If necessary, you can request a deadline extension.

Salary statements, proof of deductions (e.g., medical costs, donations), proof of pillar 3a contributions, as well as all interest and capital statements from your banks are essential.

Make deductions for items such as commuter allowances, further education costs, or pillar 3a contributions. Early planning is essential in this regard.

Yes, as many cantons offer discounts for early payment. Check the details on your invoice to see if your canton has a discount.

We analyze your situation, identify possible deductions, and fill out your tax report efficiently and fully.