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Success needs planning: Long-term optimization of your investment strategy

A successful investment strategy is not a one-time event, but an ongoing process. Financial markets are subject to fluctuations, economic conditions change, and your personal circumstances also evolve. To invest successfully in the long run, it is essential to regularly review and adjust your strategy.

Three key factors for a successful investment strategy:

Long-term perspective

Investments should not be influenced by short-term market movements.

Ongoing adjustment

Changes in the economy, in the market, and in one's personal life require regular optimization.

Discipline and patience

Successful investors stick to their plan and avoid emotionally driven mistakes.

How to proceed

1

Regular portfolio review

  • Analyze your portfolio regularly and, if needed, make adjustments.

  • Compare the actual performance with your investment objectives.

  • Examine diversification and a potential rebanancing of investments.

2

Adjustments to changes in personal circumstances

  • Career change, marriage, new family, or retirement are only a few potential situations that may impact your investment strategy.

  • Adjust risk tolerance and asset allocation to new requirements.

3

Maintenance of long-term diversification

  • Consider various asset classes to minimize risks and optimize opportunities.

  • Focus on growth and stability with broad diversification.

4

Use of tax and cost-optimized strategies

  • Regularly optimize your tax strategy, e.g., with tax-advantaged types of investment such as pillar 3a.

  • Minimize transaction fees and running costs.

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smzh for you

We guide you long term on your path to investment success. Our services comprise:

  • Individual portfolio analysis – Periodic review and optimization of your investment strategy.
  • Flexibility through adjustments – Taking into account new financial or personal circumstances.
  • Efficient cost and tax strategy – Maximizing net return with targeted optimizations.
  • Disciplined investment guidance – Long-term support to achieve your financial goals.

smzh ag is your reliable partner to actively support you in designing your financial future.

We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.

Markets, the economy, and your personal goals change. A regular review ensures that your strategy remains focused on your objectives at all times.

In case of important life changes such as marriage, retirement, or changes in income or in case your risk/return expectations change. An adjustment can also make sense in case of significant market shifts.

With a disciplined strategy, regular adjustments, and by avoiding rash decisions.

Broad diversification minimizes risks and helps cushion portfolio fluctuations while increasing potential for stable returns.

We accompany you continuously, analyze your strategy, and adjust it to any financial and personal changes you may experience.