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The world of start-ups

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Successfully establishing a business, growing, and benefiting with smzh: Your experts for financial planning and advice

Young companies and start-ups face complex decisions – from choosing the right legal structure and managing their first employees, to establishing an optimal financial and tax framework. At smzh, we provide you with tailored solutions and in-depth expertise, allowing you to focus on what matters most: building your business.

Our offering for start-ups

The choice between sole proprietorship, limited liability company, and stock corporation is not just a matter of liability, but also of tax and financial aspects. We look forward to advising you when choosing the legal form that is right for you as well as selecting an appropriate financial and financing strategy. Moreover, we support you in negotiating with banks to achieve an attractive and transparent fee structure.

Our offering:

  • Comparison of legal structures including tax impact
  • Development of a financing strategy
  • Development of a financial strategy

Insurance and pension provision are not just legal obligations but also an opportunity to enhance your attractiveness as an employer. Be it old-age and survivors' insurance, occupational provision, or accident insurance – we analyze your current siuation, identify potential insurance gaps, and negotiate cost-efficient solutions for your team.

Our offering:

  • Analysis and optimization of insurance and pension solutions
  • Transparent comparison of premiums and savings potential
  • Advice on tax optimization with employees

As proprietor and, simultaneously, employee of a limited liability company or stock corporation, you can combine salary and dividend income in a tax-optimized way. We help you secure your pension, protect against risks, and use tax advantages.

Our offering:

  • Tax optimization of salary and dividend income
  • Advice on pension solutions and pillars 3a/3b
  • Creation of an individual pension analysis and financial planning

Explanatory videos and fact sheets

Simple. Understandable. To the point.

Our explanatory videos and detailed fact sheets provide you with compact information on company foundation, legal forms, insurance, and tax advantages. Perfect for all who want to take well-founded decisions – rapidly and efficiently.

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Legal forms

Are you at the start of your entrepreneurial journey and unsure which legal structure to choose? We offer a comprehensive overview of the most common legal forms, explain their advantages and disadvantages, and support you in making the best decision for your business model.

Access the video (in German)

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Commercial liability insurance

Learn why commercial liability insurance is essential for businesses and which supplementary insurance options may be beneficial. Protect yourself from financial risks and safeguard your company effectively.

Access the video (in German)

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Legal protection insurance

In this video, you learn how a legal protection insurance can protect your company against the financial and time-related burden of legal disputes.

Access the video (in German)

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Working capital financing

Liquidity is a decisive factor in the success of your company. Appropriate working capital financing is indispensable particularly when making large investments and seeking imminent opportunities. Discover how our financing solutions help you avoid financial tight spots and maintain optimal flexibility. So you remain capable of acting even in challenging times and can use every opportunity in a targeted manner.

Access the video (in German)

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Investment financing

Are you planning the next steps for your company and looking to invest in its future? In this video, you’ll learn how our tailored investment financing solutions can help you achieve your long-term goals. Through our comprehensive advisory services, we’ll work with you to determine the optimal financing framework for your project. Rely on a sustainable financing solution to unlock growth potential and position your company for long-term success.

Access the video (in German)

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Acquisition financing

In this video, you’ll learn how acquisition financing can enable the purchase of a company and support your growth strategy. Whether you aim to expand your portfolio or strengthen your market position, we offer tailored solutions to accompany you throughout the implementation of your plans. Benefit from the advice of our experts and discover how a strategic financing solution can provide the security and flexibility you need to successfully integrate new business areas.

Access the video (in German)

Flash Talks with successful persons and start-ups

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Crowdtransfer

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Madina Katter

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Carla Vilela Gonzaga

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Lukas Britschgi

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Noëlle Demole

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Killian Fjellbakk Chiao (Zario)