Holistic advice for companies – both for business and private matters
The smzh SME Check-Up provides business owners with a comprehensive analysis of their financial and strategic situation – with a focus on the interplay between operational targets and personal life plans.
We view the corporate and the private world as a unity. Financing, taxes, retirement provision, and insurance solutions are not considered in isolation, but in unison. This enables us to identify dependencies and synergies, create clarity, and develop strategies that enable stability, efficiency, and growth.
The result are structured processes, solutions that are optimized from a tax and a financial point of view, and a sustainable strategy – for your business and for you personally.
We consider your business and your personal situation as a unit – neutrally, independently, and with a focus on the best solution.
Clear overview of existing solutions, contracts, and processes – from corporate financing to private provision.
We identify optimization potential and develop strategies that are effective – in everyday life and in the long run.
The SME Check-up is not a one-off exercise. We accompany you continually in the event of operational and private changes.
One contact person with access to the entire network of smzh experts in the areas of finance, tax, pension, law, and business.
Analysis of your liquidity, capital structure, and existing financing arrangements. We develop a financing strategy, optimize terms, and ensure transparency regarding interest rates and costs.
Analysis of existing policies, identification of coverage gaps, duplicate insurance, and excessive premiums – including provider and price comparisons.
Optimization of your occupational and personal pension solutions (BVG, UVG, KTG, etc.) for both you and your employees.
Optimization of the tax situation for companies and owners – focusing on efficient salary and dividend structure as well as long-term planning security.
The smzh SME Check-Up is designed for entrepreneurs who want to holistically analyze and further develop both their business and personal situation. It is particularly suitable for:
(in German)
(in German)
(in German)
We handle questions such as these on a daily basis. You needn't deal with them by yourself – we are pleased to advise you competently and personally. The initial consultation of our SME Check-Up is free of charge and non-binding.
It is particularly suitable when founding or expanding a company, in succession planning, business transfers, or reorganizations, investment or financing decisions. Furthermore, it is important in case of personal reorientation or strategic positioning.
You gain transparency over your financial situation, both private or business-related, identify optimization potential, and benefit from a clear strategy.
We provide advice in the areas of financing, retirement provision, insurance, and tax, taking into consideration both your private and your business situation. This creates a holistic basis for finding solutions.
It is a five-step process: initial consultation & determination of requirements, holistic analysis & evaluation, offer comparison & negotiation, strategy development & implementation, as well as monitoring & development.
We provide independent expertise, industry know-how, and a holistic approach. This way, we ensure that you get tailor-made, personalized solutions for yourself and your SME.
The initial consultation is free of charge. For any subsequent consultations, we will make you a transparent offer tailored to your requirements.
Schedule a non-binding initial consultation that is free of charge – we are pleased to advise you in person, by phone, or online.
Together we will develop a strategy that aligns fully with you and your company.
