Welcome to Switzerland – We guide you on your journey!
Relocating to a new country is a major step, often accompanied by numerous challenges. smzh ag, together with our network of specialized partners, supports you to ensure that your relocation process to Switzerland is smooth and efficient. Our services are designed to facilitate a successful new beginning.
Finding the perfect home in Switzerland begins with making the right decisions regarding renting, buying, and financing. We provide guidance on what to consider when selecting your place of residence, outline the relevant legal frameworks, and show you the step-by-step process to your new home – clear, structured, and with all the expertise you need.
Having the right insurance coverage is a cornerstone of a secure life in Switzerland. We explain which insurances are mandatory, which make sense depending on your personal circumstances, and how to identify the right providers and benefits to meet your specific needs.
A sound understanding of the Swiss tax system helps you avoid unnecessary costs and make the most of potential tax benefits. We clarify who is required to file a tax return, how withholding tax works, and how effective planning can help reduce your tax burden.
A Swiss bank account is key to a seamless financial transition and robust future planning. We show you which bank best suits your needs, how to open an account, and which financial solutions will support you in settling in and making provisions for your future in Switzerland.
Discover how proper planning can help ensure a seamless relocation to Switzerland – and enable a successful start at work and in private.
Your advantages in working with smzh and our partners:
Make the first step! Seek our experts’ non-binding advice. Together with our partners, we will make your relocation to Switzerland as pleasant and efficient as possible.
Moving to Switzerland triggers a host of questions. We handle such questions daily – let us accompany you! Our initial conversation about relocating to Switzerland is non-binding and entirely tailored to your needs.
This depends on your nationality. Citizens of EU/EFTA states benefit from the free movement of persons and usually obtain a residence and work permit without a problem. Citizens of third countries are subject to stricter rules. We support you in all formalities.
Looking for an apartment can vary strongly by region. We support you in the rental process and also advise you when it comes to buying real estate – including legal prerequisites and financing.
In Switzerland, health insurance is mandatory for all residents. Such insurance must be taken out within three months of arrival. We explain the differences between basic insurance and supplementary insurance and help you select the right provider.
Switzerland has an open educational system of public and private schools as well as international offerings. We show you which options are best for your family.
The Swiss pension system comprises state (1st pillar), occupational (2nd pillar), and private pension (3rd pillar). We analyze your situation and support you in building your retirement provision.