Renovating a property has numerous advantages: It can increase the value of the property, improve living quality, and reduce energy costs in the long term. Value-preserving renovations are especially beneficial, as they also provide tax advantages since they can be deducted from your taxable income.
Careful planning – even across multiple tax years – can help optimize your tax burden.
Together, we analyze which renovations are sensible and necessary, for example:
Objective setting: Improvement of living quality, reduction of energy costs, or preparation for a subsequent sale.
For tax purposes, value-preserving renovations can be deducted from income.
Planning across tax years:
We help you plan renovations so you can best benefit from tax advantages.
Creation of a detailed budget that covers all costs, including materials, labor, and unforeseen expenses.
Financing options:
We help you develop the best financing strategy and ensure the availability of funds.
Support in selecting specialists such as architects and craftsmen.
Assessing whether a construction permit is required for the planned renovations (e.g., for facade upgrades or structural changes).
Coordination of all necessary documents to ensure a smooth operation.
Monitoring progress, quality control, and ensuring compliance with renovation schedules.
Support in communicating with service providers and clarifying issues.
Once the renovation work is done, we examine the results and document the renovation, particularly value-preserving measures, for tax purposes.
Advice on warranty claims and insurances for the newly renovated property.
Learn how a construction loan can be used flexibly to finance your building project and what advantages it offers over a conventional mortgage. Discover the key requirements, from the equity ratio to the optimal use of the credit facility during construction, and find out how proper planning can help minimize costs and risks.
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Learn how to properly address construction defects and enforce your rights as a buyer. Get advice on defect documentation and find out when it is advisable to seek support from independent construction experts in order to successfully assert claims and protect your investment.
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Save taxes with home ownership: Smart maintenance of your property allows you to benefit in multiple ways when it comes to your tax return – from deducting maintenance costs to insurance premiums.
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Whether it's new construction, purchase, or renovation: A well-thought-out construction financing strategy is key to making your dream home a reality – we support you with expertise and foresight.
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Purchasing a newly built property is a significant step. Hence it is all the more important to correctly document any defects and know one's rights.
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Your advantages with smzh when renovating:
Plan your renovation with smzh and turn your ideas into a reality.
We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.
Value-preserving renovation is work that restores a property to its original condition, such as repairs or replacements of old components (e.g., windows, roof, heating system). These expenses can be deducted for tax purposes.
By spreading larger renovation projects over two tax years, you can maximize the tax benefits. We assist you with the relevant planning.
Yes, increasing your mortgage is often a sensible option. We will review your loan-to-value limit and advise you on the best financing solutions.
This depends on the planned renovations. Smaller renovations often require no permit, while bigger changes do.
Yes, there are numerous funding programs that support energy-efficient renovations such as heat insulation or solar installations. We help you find the appropriate programs.