Passing a property on to your heirs is a complex task that involves several challenges. In addition to valuing the property and dividing it among heirs, tax and legal aspects also play a central role. Conflicts often arise if the inheritance is not clearly regulated or if the heirs have differing expectations.
A precise valuation of the property is key to finding fair solutions and determining tax burdens.
A property cannot be divided as easily as money. It is important to provide financial compensation for heirs who do not take over the property.
A will or inheritance contract creates clarity and prevents misunderstandings. Without clear arrangements, statutory inheritance law applies, which does not always reflect the wishes of the deceased.
Inheriting a property often involves several parties, such as heirs, authorities, and financing banks. Transparent and open communication is key to avoiding conflicts and ensuring a smooth process.
We help you assess the current market value of your property professionally.
A clear valuation facilitates a fair distribution among heirs and serves as a basis for tax calculations.
Drafting an inheritance contract or will:
Reviewing tax aspects:
Support in communicating with all heirs to avoid misunderstandings or conflicts.
Identifying solutions for fair distribution, for example:
Inheriting a property can pose financial burdens for the heirs (e.g., taxes, maintenance, mortgages).
smzh supports you in developing a financing strategy or mortgage planning to make the property affordable.
We guide you through the entire process of transferring ownership, including all legal and tax formalities.
Advice on necessary adjustments of the land register and existing mortgages.
A home is more than just a possession – it is a place full of memories. But what happens to the property in the event of inheritance? This video explains your options – from gifting and early inheritance to selling – and highlights what you should consider to avoid family conflicts and optimize your tax situation.
(in German)
Those who wish to pass on their assets need more than just good intentions – they require careful planning. Our inheritance advisory service helps you structure your estate early, securely, and in line with your personal and family wishes.
(in German)
smzh supports you in mediation and moderation to find fair and consensual solutions.
We support you in making tax optimizations and avoiding unnecessary costs.
We develop strategies to help you avoid financial tight spots, e.g., by renegotiating mortgages or exploring sale options.
Your advantages with smzh in property inheritance:
Plan the inheritance of your property with smzh – in a fair, secure, and professional manner:
We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.
Drawing up a will or inheritance contract helps to set clear guidelines for inheritance. smzh supports you with legal and financial planning.
Inheritance and gift tax vary by canton. We advise you on how you can minimize any tax burden.
smzh provides support in terms of mediation and helps find consensual solutions, e.g., through a sale or financial compensation.
Yes, an existing mortgage can be transferred provided the lender bank agrees to such a transfer. We help you negotiate the best terms.
smzh provides comprehensive support in planning and implementing real estate inheritance and provides legal certainty, tax optimization, and fair solutions.