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Introduction – Why a pension fund analysis is indispensable for your company

Occupational pension provision (BVG) is more than just a statutory obligation. It's one of the most important financial duties of an employer and has a direct impact on a company's economic stability and attractiveness for employees. Yet many companies leave their pension fund solution up to chance or stay stuck in outdated structures for years without recognizing the enormous optimization possibilities they might have.

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Challenge or opportunity?

An unsuitable or expensive pension fund solution can result in high annual costs that could be avoided – usually without the people in charge noticing. At the same time, a well-considered pension fund strategy offers significant financial advantages: tax optimization, cost reduction, and better benefits for employees.

Pitfalls of an existing solution

Hidden costs

Unnecessarily high management fees and unfavorable risk contributions

Lack of flexibility

A rigid pension fund structure is not in line with the corporate strategy

Weak returns

An opportunity to secure better interest rates and a stronger performance is not recognized

Tax disadvantages

Unfavorable contribution structures can needlessly cost companies and business owners money

Loss of attractiveness

A sub-par pension fund solution can deter professionals and demotivate existing employees

Benefits of a professional pension fund analysis

Cost savings of up to 20%

with targeted market comparisons and negotiations

Higher potential returns

without compromising on security and benefits

Tax-optimized solutions

that relieve both the company and the owner(s)

More attractive pension plans

to attract top talents and help retain employees in the long run

Security in future

thanks to regular adjustments to new statutory requirements and market developments

The key question is: Is your current pension fund solution still the best option for your employees and business?

In an ever-changing business world, standing still is not an option. With a targeted pension fund analysis, you make the most of your pension solution – efficiently, transparently, and beneficially for everyone involved. It's time to take a close look at your pension fund!