How much money will you need to maintain your desired standard of living? What additional costs may arise (e.g., healthcare, nursing, travel)?
This should be an assessment of your current and future sources of income, expenses, assets, and debt.
After analyzing your current pension situation and identifying potential provision gaps, we draft a customized solution for you, focusing on your desired standard of living in retirement. Our proposal comprises:
Optimizing your occupational provision: Analysis of your pension fund statement and development of strategies to maximize your benefits.
Efficient use of pillar 3a/3b: Recommendation to best use tax and return advantages.
Strategies to bridge income gaps: Measures such as additional insurance, private investments, or savings plans.
Our proposals are based on in-depth expertise and take into account your personal goals as well as legal framework conditions.
The best pension strategies are only successful if they are implemented consistently. This is why we support you every step of the way:
Coordination with your pension fund: Seeking answers to open questions, studying investment regulations, and examining voluntary payments into the second pillar.
Opening and managing pillar 3a accounts: Selecting appropriate providers and implementing personalized savings strategies.
Integration of private financial solutions: Support in implementing further measures such as life insurance or investment portfolios.
We make sure that the planned measures are implemented seamlessly and efficiently so you reach your retirement provision goals.
Your financial situation and needs can change over time (e.g., change of employer and, consequently, changes in second pillar contributions). This is why it's important to regularly review and adjust your retirement planning.
Call us or make an appointment online for a non-binding first conversation. We look forward to hearing from you.
