Contingency plan for SMEs. Welcome to smzh ag – Your partner for comprehensive financial and pension solutions. An emergency can catch your business off guard: Sickness, accident or the sudden absence of the management can pose significant challenges. With a clearly structured contingency plan, you ensure that you remain able to act, ensuring the short-term stability and long-term success of your business.
Our experts show you how to overcome short-term challenges while sustainable protection.
A contingency plan helps you react rapidly and effectively to crises
Clear responsibilities and processes reduce delays.
Financial and legal structures are secured in the short term.
Your employees, clients, and partners know that you are prepared.
Interim management: Define who is to take charge in case the management is absent unexpectedly. Clear deputy rules are decisive in this context.
Contract management: Make sure that important contracts can still be signed.
Bank powers of attorney: Make sure that payments such as salaries and supplier invoices can still be paid without delay.
Signature authority in the commercial register: Ensure that the persons who are listed in the commercial register are authorized to provide legally binding signatures on behalf of the company. This prevents delays in key decisions and contracts.
Internal: Inform your employees about the organizational decisions taken so as to avoid uncertainties.
External: Keep your key customers and suppliers informed about the situation to ensure their trust.
Immediate check of financial means: Are any short-term provisions or credit lines available?
Daily benefits insurance: Activate existing policies to bridge financial tight spots.
Practical tip: Thanks to a prepared credit facility, a customer was able to continue paying all salaries on time despite a sudden absence of the management team.
Password management: Make sure that important access details are well-documented and available in case of emergency.
Business-critical systems: Keep access rights up to date so ensure process continuity.
smzh ag offers you:
Do you have any questions or would like to start your contingency planning right away? Our experts are here to support you at any stage – from planning to implementation.
Call us or make an appointment online for a non-binding first conversation. We look forward to hearing from you.
Make sure that your deputy rules and powers of attorney are clearly established. Ensure immediate access to financial means and digital systems.
Bank powers of attorney, insurance overviews, lists of passwords, and communication plans.
With our immediate check and a rapid set-up, you can define and implement the most important measures in a matter of days.
We guide you through the entire process – from short-term emergency assistance to long-term protection.