In addition to mandatory insurance, there are also voluntary policies in Switzerland that are highly recommended. These include personal liability insurance, household contents insurance, and legal expenses insurance. They provide comprehensive protection in everyday life and can shield you from significant financial burdens.
In Switzerland, there are four important types of insurance that protect you from financial risks: personal liability insurance, household contents insurance, legal expenses insurance, and buildings insurance. Depending on the situation and canton, some types of insurance are mandatory, while others are optional. So you are covered comprehensively in everyday life.
Personal liability insurance covers damage you unintentionally cause to third parties – for example, if you break a friend’s glasses or accidentally hit someone while riding your bike. It protects you from financial consequences and can absorb significant costs, depending on the extent of damage.
In Switzerland, personal liability insurance is generally optional. Nevertheless, it often becomes mandatory, for instance when you rent an apartment. In most cantons, it is also mandatory by law for dog owners.
Personal liability insurance generally covers the following areas:
Additional protection in line with your needs:
We help you gain an overview of potential insurance gaps, over or underinstance, or identify duplicate insurance. We look forward to supporting you.
