Welcome to the Marriage Compass – Guidance for your joint future
Marriage is more than just two people coming together – it is a significant milestone that changes your life in many ways. You join forces not only emotionally, but also legally, financially, and in terms of insurance.
Whether you have just celebrated your engagement or are already in the midst of wedding planning – this guide will help you understand and actively shape the many aspects of marriage. From legal fundamentals and financial planning to optimal protection: the Marriage Compass presents options for creating a secure and harmonious future together.
Marriage creates profound changes not only emotionally, but also legally, financially, and organizationally. The Marriage Compass helps you understand and actively manage these changes by highlighting four key areas:
Your partnership and assets are directly influenced by legal frameworks such as the marriage contract, matrimonial property regime, and inheritance law. Early clarification provides security and transparency for both partners.
With marriage, income, tax obligations, and joint investments often change. Joint financial and budget planning, as well as the consideration of tax implications (e.g., tax return), help you achieve your financial goals.
Protecting your life together requires a comprehensive review of your insurance policies. An insurance check-up identifies over- and underinsurance, while targeted coverage for both partners – through pension analyses and tailored measures – provides long-term security.
Marriage creates new opportunities and challenges in life planning. Whether it’s your wedding event, moving house, family planning, or the dream of owning a home – clear goals and a well-thought-out plan form the foundation for a harmonious future.
Marriage marks the beginning of a new chapter in life – including joint decisions and new perspectives. Learn how getting married affects your retirement planning, assets, and taxes – and how you can plan your future together.
(in German)
Discover the tax implications of getting married and how you can benefit from a favorable tax rate as a married couple. Learn why a joint assessment often leads to higher costs and how you can strategically reduce your tax burden.
(in German)
Learn how the matrimonial property regime governs the division of assets in marriage and which rights and obligations are associated with it. Find out who owns what and how your assets will be divided in the event of separation.
(in German)
With the Marriage Compass, we provide you with the knowledge and tools you need to make important decisions and lay the foundation for a fulfilling marriage. Explore your options – and take the first step toward a partnership-based and well-planned future.
Create your joint future with foresight – and the competent support from smzh.
