Navigate life with confidence – with insurance advisory services that go beyond standard solutions. At smzh, our focus is not on products, but on your unique personal circumstances. We offer independent, clear, and forward-looking advice.
Insurance is meant to protect you, not confuse you. However, the market is complex, and there is an overwhelming number of options.
Our insurance advisory services provide clarity: Together, we analyze your needs, review your existing policies, and develop a strategy tailored to you – both for today and the future.
Whether you are an individual, a family, or a business owner, we help you make the right decisions – without sales pressure or commission-driven interests.
Available in person in one of our locations or digitally from anywhere.
Our advisory services start with a simple question: What do you really need?
We believe in advice that is transparent, independent, and holistic. Our insurance advisory services are tailor-made. holistic. for you.
We don't represent any insurance company – we represent you. Your interests drive the direction of our advice.
Be it health insurance, liability insurance, or retirement provision – we explain everything so you understand it. In simple terms, no jargon.
Standard solutions rarely help to get you further. Our recommendations are tailored to your individual circumstances – not to prescribed products.
Thanks to internal collaboration with specialists from the areas of tax, law, and pension, we think beyond insurance. Hence with us, your insurance coverage is not considered in isolation, but as part of a holistic picture.
Our insurance advice is suitable for everyone who would like to make sound decisions regarding their insurance protection – regardless of where they are in life. We provide holistic advice without selling pressure.
Whether you need support related to health insurance, liability insurance, or term life insurance – we show you how to best protect yourself and your family. Our insurance advisory services are tailored to your circumstances and stage of life.
We help you align your private and professional insurance – for sustainable protection and entrepreneurial stability.
Did you recently move to Switzerland? We explain the Swiss insurance system to you in clear and understandable language, tailored to your circumstances – so you have a secure start.
Be it marriage, new baby, an own home, or retirement – in case of milestone events such as these, we assess whether your existing insurance protection is still appropriate for you.
We handle questions such as those shown on the right on a daily basis. We look forward to supporting you with your insurance concerns.
Our advisory services include a comprehensive review of your existing insurance coverage, the identification of any gaps, and the development of an independent strategy tailored to your individual circumstances. We consider all relevant areas of insurance, such as health, liability, disability, and life insurance.
Yes, they are. smzh is not bound by any insurance provider. Our services are fully independent, free of commissions, and focused exclusively on your requirements – resulting in objective and fair guidance.
For everyone who would like to examine and newly position their insurance coverage: singles, families, the self-employed, expats, or people in a transition, for instance due to job change, marriage or retirement. Our insurance advisory services are personalized and aligned with your current stage of life.
The initial consultation is free of charge. Any further consultations are priced at fair flat rates or hourly rates – no selling pressure or hidden commissions.
Absolutely. You can request a consultation on site in Zurich or in any of our other locations or by video call – whatever works best for you.
At smzh, we don't conduct any product sales pitches, but we provide holistic, independent advice. Our thinking goes beyond insurance – it also includes input from tax, pension and legal experts.
smzh ag stands for independent, comprehensive, and tailored financial solutions that are accessible to everyone. Regular personal interaction with our clients is especially important to us, as it allows us to truly understand their goals and wishes, which are always at the heart of our considerations. We are fully committed to finding the optimal solution for your current circumstances and for whatever the future may bring.
We always act responsibly – toward clients, partners, and society as a whole by taking decisions based on careful deliberation.
The requirements and objectives of our clients are at the core of our daily work.
Trust is the foundation of what we do – we guard it with utmost care, as we strive to always find the optimal solution for our clients.
We seek to find long-term and sustainable solutions for our clients.
We always strive to find innovative solutions that create added value for our clients.
Our principle of independence allows us to always act in the interest of our clients.
Call us or make an appointment online for a non-binding first conversation. We look forward to hearing from you.
