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Insurance comparison – Reduce costs, optimize benefits

Did you know that many people in Switzerland pay excessively high premiums and are often insured twice against the same risks? This not only results in unnecessary costs but also in sub-par coverage.

With smzh’s insurance comparison service, we make sure that you are perfectly covered – without unnecessary duplicate policies and with optimal benefits. Thanks to our independent advice and strong negotiating power, we help you review your insurance coverage efficiently, leverage savings opportunities, and seamlessly switch to more attractive alternatives.

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How to proceed

1

Simple start

  • You provide us with your current insurance documents either digitally or in person. Our team reviews the documents and establishes a detailed overview of your existing insurance coverage.

2

Careful analysis

  • Our experts examine your policies to identify optimization potential, duplicate coverage, and potential gaps that could jeopardize your financial security.

3

Attractive alternatives

  • Thanks to our scale and access to all leading insurance providers, we are in a position to negotiate particularly attractive terms for you – at the best possible price-performance ratio.

4

Seamless switch

  • Should you decide to switch insurance, we handle the entire administrative process related to this step – from cancelling your existing insurance contracts to registering with new providers. You don't have to do anything!

Videos on "Insurance comparison"

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Switching health insurance provider

Learn how you may be able to save hundreds of francs a year by simply switching to another health insurance provider, while finding the best supplementary insurance for your needs. Conduct an insurance analysis with smzh today to unlock your benefits.

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Property insurance

Discover what kinds of insurance are essential for property owners in Switzerland and how you can best protect your property against damage. Learn more about buildings, household contents, and construction insurance and how you can sustainably protect your property and safeguard your finances.

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Valuables insurance

Whether it is jewelry, watches or musical instruments: Many household contents insurances don't adequately cover your valuable belongings. A valuables insurance policy does protect them globally against theft, loss or damage. In our video, we explain what you should insure, how its value is determined, and what you need to consider.

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Document Library

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Insuring classic cars – with heart and reason

A classic car is more than just a vehicle – it is passion, history, and often genuinely one of a kind. This fact sheet explains what you should look out for when insuring a classic car, what specials risks are insured as well, and how you can benefit with clever options such as an interchangeable license plate.

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Properly insuring property

An own home offers many freedoms, but it also entails risks. Be it fire, storms or floods – if you do not insure your home properly, you risk steep costs in the event of damage. Our fact sheet details which insurance is truly important for property owners in Switzerland – and what needs to be taken into consideration in the so-called GUSTAVO cantons of Geneva, Uri, Schwyz, Appenzell Innerrhoden, Valais, and Obwalden.

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Valuables insurance

Be it expensive jewelry, fine watches or precious heirloom – your most valued items deserve particular protection. Valuables insurance complements your household contents insurance and provides worldwide coverage in case of theft, damage or loss. This fact sheet explains how you can protect your favorite items in a targeted and comprehensive manner.

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smzh for you

With our experience, network, and access to leading insurance providers, we are your reliable partner when it comes to optimizing your insurance efficiently and professionally. We guarantee:

  • Independent advice: As a neutral services provider, we are not bound by any particular insurance company and always put your interests first.
  • Attractive terms: Thanks to our negotiating power and scale, we secure favorable conditions for you.
  • Personalized support: Every insurance solution is tailored exactly to your circumstances and needs.
  • Transparency: We clearly explain which changes make sense and why.

We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.

An insurance comparison helps you examine whether you pay too much for your coverage, whether you have duplicate coverage, or whether there are any gaps in your policies. In brief, it can help you save money and improve your protection.

We require all relevant insurance documents (e.g., policy, premium overview) related to your existing insurance coverage. Should you be unsure about what is needed, we are happy to help.

After receiving all your documents, our analysis generally takes 5-7 working days. Should you decide to switch insurance provider, we will support you all the way to final implementation.

Yes! We are independent and ensure that we find the best solutions available for you.

Our initial consultation and analysis of your insurance are free of charge.