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Insurance

We make sure you are fully covered.

Personal and property insurance are essential to protect yourself and those around you from financial risks. Whether it’s an accident, illness, or damage to property – the right coverage ensures that you remain able to act no matter the situation. We help you analyze your insurance needs and develop a customized protection strategy.

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Insurance check-up

With our comprehensive insurance check-up, we conduct a thorough review of your existing personal and property insurance policies. We analyze your current situation, identify gaps or overinsurance, and ensure that you are optimally and cost-effectively protected.

  1. Identify gaps: Our insurance check-up identifies potential gaps in your coverage and ensures you are thoroughly protected.
  2. Review for duplicates/overinsurance: We analyze your policies to detect duplicate or excess coverage, making your insurance more efficient and cost-effective.
  3. Close gaps and cancel overinsurance: We help you close any gaps in your coverage and cancel unnecessary overinsurance – for optimal and cost-conscious coverage.
  4. Regular reviews: Regularly reviewing your insurance ensures that your coverage is always perfectly aligned with your current circumstances.

Insurance in Switzerland: An overview

Insurance comparison

Reduce costs, optimize benefits. Comparing insurance coverage with smzh ensures that you are best protected – with no unnecessary duplicate insurance and optimal benefits.

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Optional insurance

Optional kinds of insurance provide a way to cover specific additional risks beyond compulsory insurance. We support you in finding solutions that best meet your needs.

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Compulsory insurance

In Switzerland, compulsory insurance types offer basic protection and are essential to minimize financial risks in various circumstances. We help you understand what kind of insurance is best for you and align it with your needs.

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Buildings insurance

Protect your home with the appropriate buildings insurance. Whether you are looking to insure your own home, a rental property, or a construction project, we provide customized insurance solutions to protect your building against damage and risks. Learn how to find the best protection.

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Optional, but recommended kinds of insurance

Optional, but recommended: These kinds of insurance offer additional protection for your personal circumstances. We advise you on what coverage makes sense in your situation so you are optimally prepared.

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Insurance and pension analysis

CHF 1,580.-

We analyze your existing insurance solutions and help you find the most suitable products at the best terms. Moreover, we make sure that you are not overinsured and don't have any insurance gaps.

As part of our pension analysis, we explain the benefits you are entitled to in case of disability or death. Together we determine your requirements and find suitable offers.

We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.

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It is an analysis of your existing personal and property insurance to identify gaps and excess coverage. It seeks to optimize your insurance protection and make it cost-efficient.

We establish a detailed price-performance comparison of various insurance providers as well as a comparison of premiums including cost-savings overview. Moreover, we conduct client-oriented price and contract negotiations.

Our analysis includes:

  • Examination of your current situation and existing insurance coverage
  • Creation of a benefits overview including an assessment of over- or underinsurance
  • Price-performance comparison of various providers
  • Transparent comparison of premiums including an overview of potential cost-savings
  • Client-oriented price and contract negotiations

A regular insurance check-up ensures that your coverage remains comprehensive and cost-efficient. It helps minimize financial risks and prevent over- or underinsurance.