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smzh Financing Solutions

Tailor-made financing for your vision

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Flexible structures. Exclusive access. Personal implementation.

Be it real estate development, complex construction projects, or business expansion – smzh offers financing solutions that go beyond traditional bank loans. As an independent partner, we provide access to alternative sources of capital such as subordinated loans, mezzanine financing, or structured private debt models.

Our focus is on tailored concepts, rapid execution, and comprehensive support – personal, transparent, and always aligned with your objectives.

Your advantages at a glance

Personalized financing solutions

Tailored to your project and objectives

Access to alternative capital providers

Family offices, investors, and specialized partners

Maximum flexibility

Combination of traditional and alternative financing elements

Efficient implementation

Rapid decision-making, personal support

Security and transparency

Clear structures, Strukturen, transparent conditions, expert support

Our solutions

Subordinated loans

Complementary to traditional bank financings – for additional leeway

  • Use: New construction, development, renovation, or interim financing
  • Advantage: Flexible terms, conditions in line with the market, rapid availability

Mezzanine financing

Form of capital between equity and debt financing – no influence on ownership structure

  • Use: Ambitious projects with elevated capital requirements
  • Advantage: High degree of flexibility, no dilution, tailored contract design

Individual private debt solutions

Structured financing packages for complex projects

  • Use: Corporate financing, project development, acquisition structures
  • Advantage: Access to exclusive capital, transparent contracts, clear repayment modalities

How to proceed

1. Analysis and advice
Together we analyze your starting position, project goals, and specific requirements. On this basis, we develop a well-founded financing strategy.
2. Structuring and investor access
smzh identifies suitable capital providers, negotiates terms and conditions, and, upon request, combines traditional and alternative sources of financing.
3. Implementation and further support
From conclusion of financing to repayment – we are by your side at every stage of the process and ensure transparency, efficiency, and clarity.

Financing solutions fact sheet PDF - desktop

Financing solutions fact sheet

Download the handout on smzh financing solutions now!

(in German)

Download fact sheet as PDF
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smzh for you

  • Outstanding access to banks, investors, and family offices
  • Decades of experience in structuring complex financing solutions
  • Independent, objective advice – always in the interest of our clients
  • Discretion, integrity, and reliability are the core values of what we do

Our experts for financing solutions:

Fredi Pfammatter - desktop

Fredi Pfammatter

Head of Corporate Clients & Mortgages and Partner

Rafael Szucs - desktop

Rafael Szucs

Head of Key Clients & Corporates and Member of the Extended Executive Management