Steps to take when looking for suitable financing
Analysis of your requirements
- Determining your requirements such as financing volume, maturity, flexibility, and risk appetite.
- Detailed examination of the property in question (location, condition, use) and your financial situation.
- Consideration of specific requirements and objectives that you have regarding the financing.
Comprehensive market overview
- Analysis of offers from within our network of over 45 financing partners.
- Identification of banks, insurances, or pension funds whose criteria align with your real estate object, location, and client data.
Matching with financing partners
- Selection of partners that best meet your requirements.
- Taking into consideration criteria such as specific town politics, property classifications (e.g., new construction, old building, investment property) or client group preferences (e.g., owner occupier, investors, and occupational categories).
Optimization of financing conditions
- Negotiation of attractive conditions such as mortgage amount, interest rates, and amortization obligations.
- Use of our network to achieve more favorable terms thanks to competition among the partners.
Analysis and support in deciding
- Clear presentation of the best financing options, tailored to your requirements and the specifications of our partners.
- Support in decision-making and guidance up to contract signing.
Benefits of our network
Individual partner criteria considered
- Every property and client group has specific requirements – from location and building type to professional and financial backgrounds. Our understanding of these criteria ensures that we identify the most suitable partners for your situation.
Wide selection and flexibility
- With our network of over 30 banks, 10 insurance companies, and 5 pension funds, we offer access to a broad range of financing options that meet a wide variety of needs.
Attractive conditions through competition
- Thanks to our extensive network of partners, we foster competition that leads to better interest rates, higher mortgages, and more flexible amortization agreements.
Advantages of searching for financing with smzh
Optimal financing partners
- We identify partners whose criteria perfectly match your situation, whether it concerns the property’s location, its usage, or your specific client group.
Independence and transparency
- Our recommendations are neutral and focused exclusively on your interests.
Time savings and efficiency
- Our expertise and market knowledge speed up the search for suitable partners, saving you valuable time.
Long-term support
- We support you not only in selection and implementation but also with any adjustments to your financing should your situation change.
