A sound financing strategy starts with an accurate valuation. smzh ag uses the same appraisal tools as leading financing partners, including IAZI, Fahrländer & Partner, and Wüest Dimensions. This enables us to create financing concepts based on the same principles as the lenders’ evaluations, giving you a strong position in discussions and negotiations and increasing your chances of securing optimal financing terms.
Our financing solutions are directly aligned with the objectives of your strategic real estate advisory, whether you are looking to unlock equity (equity release), finance new properties, or optimize existing mortgages.
Goal-oriented financing:
Reconciling financing needs with the goals of strategic real estate advice, e.g., portfolio enhancement, value increase, or risk optimization.
Defining the purpose of financing, for instance purchase of new properties, mortgage increase, or refinancing.
Analysis of asset situation:
Analyze equity, liquidity, and existing liabilities.
Integrate tax and legal aspects to optimally align financing with your strategy.
Detailed valuation:
Develop market value estimates using the same tools as IAZI, Fahrländer & Partner and Wüest Dimensions.
Ensure that our valuations correspond to the baseline used by banks to avoid discussions and create a better basis for negotiations.
Strategic financing solution:
Develop a financing concept that takes into account your strategic real estate targets, return requirements, and risk profiles.
Plan optimal equity and debt capital structure.
Professional financing dossier:
Present all relevant information (e.g., property valuation, income, planned investments) in a structured way.
Present strategic goals to achieve a strong base for negotiations with banks, insurers, or pension funds.
Market analysis and listing:
Compare financing offers of banks, insurers, and other financing partners.
Ensure that the financing is optimally geared to your strategic goals.
Negotiation of terms:
Maximize financial advantages through targeted negotiation strategies.
Optimize interest rates, terms, and financing flexibility.
Financing supervision:
Support in contract implementation, account opening, and payout.
Close alignment with all involved parties to ensure a seamless process.
Continous monitoring and optimization:
Regularly monitor existing financing to adjust it to changed market conditions or strategic goals.
Proactively adjust financing, e.g., in case of interest rate changes or new investment projects.
Accurate valuations as the basis for negotiation: By using IAZI, Fahrländer & Partner, and Wüest Dimensions, we ensure that your financing is based on the same valuation standards as those used by banks.
Strategic integration: Your financing solution is directly derived from – and perfectly aligned with – the objectives defined in your strategic real estate advisory.
Customized financing solutions: Every financing arrangement is tailored to your individual asset situation and real estate strategy.
Maximum negotiation advantages: With in-depth market know-how and professionally prepared financing dossiers, we secure the best terms for you.
Long-term support: Our services go beyond implementation – we continuously monitor and optimize your financing solution for lasting success.
Let your financing solution benefit from the goals established in your real estate stategy. Trust the expertise of smzh ag.
We handle questions such as those shown on the right on a daily basis. You don't need to deal with them by yourself – our 360° Check-Up is free of charge and non-binding.
We develop market value assessments using the same tools (IAZI, Fahrländer & Partner, Wüest Dimensions) as your financing partners. This creates a strong basis for negotiations and clarity regarding the initial value.
The financing solutions of smzh ag are based directly on strategic targets to ideally support your real estate strategy in the long run.
A financing dossier contains all relevant information about your property, asset situation, and strategic goals. It strengthens your negotiating position with banks and other financing partners.
We analyze the market, compare offers, and negotiate the best conditions including interest rates, terms, and flexibility.
Yes, we assess the mortgage potential, prepare the necessary documents, and accompany you throughout the entire process to implementation.
