Vom Sparen zum Investieren – so gehen Sie strukturiert vor:
Traditional saving alone is often no longer enough to achieve long-term financial goals. To build and preserve wealth sustainably, you need a smart investment strategy and a solid understanding of different asset classes and risks.
Investing means making your money work for you. Doing so not only serves as protection against the loss of purchasing power, but also enables targeted wealth accumulation. The available options range from bonds and equities to real estate and commodities. Each of these asset classes offers its own advantages and disadvantages.
From saving to investing – here’s how to proceed in a structured way:
smzh ag guides you personally and independently in planning your investments:
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Geopolitical shifts are opening up new investment opportunities in Europe. In the April 2025 edition of the smzh Investment Guide, we show you where exactly these opportunities are.
A diversified portfolio remains essential to master a volatile market environment. Read up on our latest analyses in our Investment Guide.
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We handle questions such as those shown on the right on a daily basis. We look forward to supporting your with your investment strategy.
Due to low interest rates and inflation, savings lose value in the long run. Investing makes it possible to preserve wealth or indeed accumulate wealth.
This depends on your risk tolerance, your objectives, and your financial situation. An assessment of your circumstances helps you find the approach that is right for you.
It's very important. By diversifying investments across asset classes, you reduce the overall risk of your portfolio.
A clear strategy helps strip out emotions such as fear or euphoria. Regular stocktaking further supports rational decisions.