What is non-operating capital?
Non-operating capital includes assets or cash that are not necessarily needed for the ongoing operation of a company. With a strategic withdrawal, this capital can be used to:
- reduce the tax burden,
- ensure a company's liquidity in the long run,
- prepare a company for a planned succession.
Why is strategic reinvestment so important?
Accumulating too much non-operating capital can become challenging particularly when planning a succession or when selling a company. Too "heavy" a company with high capital reserves tends to be less attractive for buyers, leading to higher taxes in a sale. With a targeted dividend strategy, it is possible to pay those means early and in a tax-optimized way.
Our process for your long-term success
We help you develop a sustainable, tax-favorable strategy taking into account the following aspects:
- Regular dividend payments: Targeted distributions help avoid high tax burdens.
- Voluntary payments into the pension fund: A combination of dividend distributions and pension fund payments not only reduce the tax burden but also strengthen your retirement provision.
- Sustainable liquidity planning: We make sure that your company remains healthy despite periodic distributions/payments.
The three steps of a payment strategy
A balanced model to distribute/pay capital rests on three central pillars:
- Tax optimization: Reducing the tax burden with measures such as partial taxation of dividends and targeted payments into the pension fund.
- Liquidity ensurance: Ensuring that your company continues to have sufficient operating capital at its disposal.
- Succession planning: Preparing the sale or transfer of a company by keeping the company financially attractive and lean.
Our process: Step by step to your strategy
- Analysis of capital: We analyze what capital can be considered non-operating and how that capital can be removed in a tax-optimized way.
- Development of a tailor-made strategy: We develop a long-term payment strategy based on your objectives and financial situation.
- Guidance in implementing: We support you in implementation and flexibly adjust the strategy to new circumstances.
Your advantages at a glance
- Reduction of tax burden: Dividends and pension fund contributions minimize your tax burden sustainably.
- Attractiveness for succession: A lean, well-structured business is much more attractive for successors or potential buyers.
- Ensuring financial stability: You retain control over liquidity and the long-term financial health of your company.
Seek advice
Use the opportunity to efficiently reinvest non-operating capital and therefore plan your succession and personal financial future in the best way possible. Our experts are by your side with customized solutions.
