Tailor-made and personal financial solutions from smzh ag.
The experts at smzh ag therefore have the right financial solutions for all phases of life. Thanks to their 360° check-up, customized solutions can be developed that not only ensure security in old age, but are also geared towards achieving personal wishes and goals.
Pension schemes such as the AHV and the pension fund are basically organized by the state, and anyone who regularly invests an amount in a 3a pension solution does not necessarily have to know all the mechanisms of the financial system. Nevertheless, Gzim Hasani, CEO and partner at smzh, is convinced that there is a lot of potential in being aware of one's own money: "Balanced wealth planning is definitely worthwhile, regardless of how large one's financial resources are."
smzh brings together a team of experts and professionals with years of experience from their activities at various banks and financial institutions. They draw their knowledge from this time and are aware of the complexity of asset management. "Financial and investment advice is a matter of trust. For this reason, personal exchange with our clients is also a top priority for us. On the basis of these discussions, we draw up a 360° analysis, examine the situation regarding occupational pension provision and look at how the available funds can be managed in a way that is both as secure as possible and sustainable. These factors then enable us to develop customized and comprehensive solutions tailored to the personal environment and everyday life of our customers," says Roman Schuler, Chairman of the Board of Directors and partner at smzh.
Do you have to be wealthy to use the services of smzh? "Precisely not," says Gzim Hasani. "Our services are aimed at all people who are concerned about their pension plans and savings. We point out solutions, make suggestions for financial planning and accompany our customers as advisors. Often, existing solutions can be adapted and improved." The smzh's tasks consist of coordinating and aligning the interests and options of the clientele. This never happens without the presence of the client, but in constant cooperation and consultation with them. "We do not offer our own investment solutions, but work closely with financial institutions. Our customers do not incur any costs in the process; these are borne by our partners," explains Gzim Hasani.
The focus is not on maximizing profits, but on solid asset protection "More performance for the same money, that's one of our principles," summarizes Roman Schuler. Private clients and companies benefit from the smzh team's large network and its expertise and market knowledge. In addition to pension plans, their services also include organizing mortgages and loans or setting up fund savings plans. They also know about the importance of starting to save as early as possible - preferably as soon as you start your professional life. "If you regularly put aside a few hundred francs a month after completing your vocational training, you'll have a higher six-figure sum in your account after forty years. Or, in the foreseeable future, you can fulfill your heart's desire, such as a trip around the world, a car or your first apartment," says Gzim Hasani.
Lean structures and a trusting relationship with customers are of particular concern to the experts at smzh. After an initial contact, an inventory is taken on site and various scenarios are worked out. In particular, the wishes and goals of the customers are in the foreground: "Possible plans for new acquisitions or for home ownership, professional and private changes or even thoughts about giving up work at an early age, these are considerations that we all make during our lives - regardless of how many financial resources are available. And we are happy to help with this process," says Roman Schuler.
