The aim of the 3rd pillar is to create a financial cushion through investments before retirement. This ensures that the accustomed standard of living can be maintained in old age or that a long-cherished dream, such as the purchase of a single-family home, can be fulfilled. It is therefore a matter of financial security and freedom in old age.
There are two pension plans available to you - the tied pillar 3a and the free pillar 3b – available. But what are the biggest differences? We answer these questions for you below.
