The SNB left its key interest rate unchanged at its monetary policy assessment in September; we do not expect any additional cuts for the time being. For private households, this means that mortgage rates remain at a low level, creating attractive opportunities to switch to a fixed-rate mortgage. Doing so is not only about numbers, but also about the need for financial security.
When financing investment properties, however, other questions come up, particularly questions about how to secure the desired financing. The market remains characterized by a clear demand overhang for debt financing, leaving many investors to wonder when the market might return to normal and banks might reopen their lending faucets.
Read our assessment and answers to these questions in our latest publication.
Rafael Szucs, Head of Key Clients & Corporates
Burak Er, Head of Research & Advisory Solutions
