On March 19, the Swiss National Bank (SNB) will conduct its first monetary policy assessment for 2026. Since the last meeting, the Swiss franc has continued to appreciate, and inflation remains close to zero. Nevertheless, the SNB is unlikely to see any reason to return to negative interest rates at this time.
In the short term, the key rate is expected to remain stable at 0.00%. Long-term interest rates have slightly decreased and are expected to continue their broader downward trend.
Interest rates for fixed-rate mortgages are somewhat lower than last month – thus they remain attractive and currently offer a good oppor-tunity to lock in interest costs for the long term and reduce interest rate risk. Yet aspiring homeowners need to keep in mind that bank financing does not cover all costs associated with buying a home. A realistic assessment of the necessary own funds is pivotal.
In our latest Mortgage Radar, we discuss how to make a realistic assessment of a property's affordability.
Rafael Szucs, Head Key Clients & Corporates
Burak Er, Head Research & Advisory Solutions
Are you unsure whether you can afford and finance your dream home? Have you already received a mortgage offer? We look forward to advising you – just contact us for expert guidance.
