Blog

What is your current role at smzh? Has it already changed?     
Head Key Clients & Corporates (not changed) 

How long have you been working for smzh?   
01.02.2024.

What does a typical working day look like?    

A typical working day in Key Clients & Corporates is very dynamic and characterized by a variety of tasks and intensive customer support. A typical working day in Key Clients starts early in the morning with checking e-mails and messages to ensure that no urgent inquiries or problems have been overlooked. Various meetings with customers and business partners are also on the agenda. These meetings with existing or potential customers and our business partners serve to understand their financing needs and discuss possible solutions. Another focus is on reporting, in which current financing, progress with credit approvals and other relevant information is documented. Market research is also conducted to investigate current market conditions and make informed decisions on financing options and strategies. Overall, the day-to-day work in financing is very diverse and requires flexibility and good organizational skills to be successful.

What do you particularly like about your job?    
There are many aspects of the Key Clients & Corporates area that are particularly attractive. The work can cover a wide range of tasks, from consulting and negotiation to analysis and strategic planning. The «Key Clients and Corporates» division was created with the aim of offering our clients and business partners even more specialized, individual and holistic support. For our clients, this means that they benefit from an integrated and customized range of services covering all relevant areas. Working in the Key Clients & Corporates division thus offers a mixture of diverse tasks and opportunities for professional and personal development. This combination makes the job particularly attractive and fulfilling.   

What makes smzh a good employer?  

As an employer, smzh is characterized by several important features. 

Firstly, it offers a dynamic and varied working environment in which no two days are the same. Secondly, smzh attaches great importance to the professional and personal development of its employees through regular training and further education opportunities. Thirdly, smzh attaches great importance to teamwork: Colleagues are supportive, competent and there is a strong team spirit that makes working together very enjoyable. All these aspects together make smzh an attractive and valued employer.

What do you like to do in your free time?     

In my free time, I enjoy spending time with my family and friends. I also like to keep fit by going to the gym and playing golf. I also enjoy getting to know new places and cultures.

What are your biggest dreams?   

My daily goal is to continuously develop myself both professionally and personally and thus achieve my personal goals.  

Has your behavior with regard to finances and pensions changed since you started working in this area?   

Yes, my attitude towards finance and pensions has definitely changed since I started working in this field. Through my work, I have developed a deeper understanding of financial concepts and am aware of the importance of long-term and future-oriented wealth accumulation. I now place more emphasis on sound financial planning, be it through investments, retirement planning or building an emergency fund. 

What advice would you give your peers on the subject of finance/provision?   

I would advise the following:

1. Start early: The earlier you start saving and investing, the better. Even small amounts are worthwhile.
2. build up an emergency fund: Build up an emergency fund sufficient to cover about three to six months of your living expenses. This provides financial security for the unforeseen.
3. long-term financial planning: Start investing as early as possible. Use the compound interest effect to increase your assets in the long term. Invest in different asset classes such as shares, bonds and real estate to spread your risk.
4. debt management: prioritize paying off debts and avoid taking on new shields unless absolutely necessary.
5. financial education: Educate yourself on financial topics and invest time in your financial education. You can also consult a financial advisor with us to receive advice tailored to your individual situation. The smzh is the right contact for this.
6. continuous review: Review your finances regularly and adjust your budget, savings and investment strategies if necessary. An annual financial check will help you stay on track.

What is your favorite sport? And do you do sport yourself?   

My favorite sport is football.

Do you have a book tip? 
Negotiating without compromise by Chris Voss. 

What is your favorite movie? 
I really liked the movie «The Notebook», because the story behind it was touching. 

What music do you like to listen to?  

There is no music genre that I explicitly follow. I adapt the music to my current mood.

What do you do to switch off after work? 

This will probably be the same answer as the question about my free time. Spending time with my wife, family and friends as well as keeping fit helps me to switch off.